Main health insurance plans
THE WHV – SCHEME DETAILS
France has signed agreements for this Working Holiday Visa with Australia, Canada, Chile, Colombia, New Zealand, Japan, South Korea, Argentina, Hong Kong, Russia, Uruguay, Mexico, Taiwan, and Brazil.
The French WHV allows French nationals aged 18 to 30 (35 for Canada) to go to one of these countries for one year to travel and work.
WHV-holders are not required to find a job before they leave. They hold an open work visa, which allows them to look for work directly in the host country.
WORKING HOLIDAY VISA
The international Working Holiday Visa (WHV) insurance policy is intended for any French national between 18 and 35 years old departing on a "Working Holiday Program"
A choice between coverage supplementing the CFE or Social Security, and protection from the first euro spent.
Coverage starts the day after enrollment, with a certificate sent by email to facilitate your WHV departure.
CFE – THE FUND FOR FRENCH NATIONALS ABROAD
As an expatriate, you have the option to continue benefiting from the French health insurance scheme by joining the Caisse des Français de l'Etranger. You will be able to protect yourself against certain risks based on your family situation, the specificities of the host country, and your financial means. The CFE offers protection for health and maternity, retirement, and workplace accidents – occupational diseases.
The CFE thus ensures continuity with the French social security system upon departure and return from expatriation, as well as coverage of health costs during temporary stays in France.
THE CFE – WITH AZUREXPAT
Azurexpat health insurance solutions to complement CFE for expatriates affiliated with the Caisse des Français de l’Étranger. Thanks to specialist partners, you have access to a single point of contact, which simplifies your coverage and reimbursement requests. Benefit from flexible guarantees with comprehensive coverage and numerous associated services to supplement CFE coverage.
SCHENGEN INSURANCE – WHO IS COVERED?
The Schengen Area is an area of free movement for individuals. 26 states have joined and signed the Schengen Agreement. 22 members of the European Union are part of this Schengen Area.
Here is the list of countries concerned: Germany, Hungary, Netherlands, Austria, Iceland, Poland, Belgium, Italy, Portugal, Denmark, Latvia, Czech Republic, Spain, Liechtenstein, Slovakia, Estonia, Lithuania, Slovenia, Finland, Luxembourg, Sweden, France, Malta, Switzerland, Greece, Norway
Free movement within this Schengen Area allows you to travel freely and without border controls between these countries.
VISA – SCHENGEN INSURANCE
You are required to hold insurance covering your health abroad to obtain your visa. Medical costs within the Schengen Area can be very high depending on the destination country.
Schengen visas are for a maximum of 3 months. Expatriates leaving for longer periods must find a health coverage option suited to this situation. International private insurance will allow you to be covered for medical expenses. Together, we analyze your situation to build a social protection plan tailored to your project.
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